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Cottage Life

Cottage Q&A: Will a DIY fix solve my snow load problem?

I have been searching for a solution to the almost annual breaking off of my toilet vent stack on our metal roof due to significant winter snow accumulation. Yes, having the snow removed is the right thing to do. However, I offer up options to ultimately correct the issue: build a 24-inch iron A-frame, welded and mounted via screws to the metal roof above the stack; install an electric warming wire to promote melting thus avoiding the snow and ice buildup in the first place; relocate the toilet vent stack closer to the peak edge of the roof, or reroute it. Would one of these solutions be effective?—D.B., Masham, Que.

Sorry. We couldn’t get any of the building or roofing experts we talked to give your solutions a truly enthusiastic thumbs up. Plus, Paul Grizenko of PRS Roofing in Pointe-Claire, Que., suspects that your ice buildup vs. vent stack problem might be caused by heat loss through the roof, from either a lack of insulation, a lack of ventilation, or both. So anything else you try may just be a band-aid solution.

Insulation upgrades to keep your cottage cozy this winter

Still, out of all of your ideas, blocking the snow could be a workable option—though DIYing a structure yourself isn’t necessary. There are already a number of products designed to block snow and ice.

Snow has been falling off metal roofs since the dawn of the metal roof. “Metal is a slippery slope,” says Troy Ferreira, the technical director for the Canadian Roofing Contractors Association. He’d suggest a “cricket”: a diamond-shaped hump installed above the vent stack, intended to divert the snow. 

Grizenko, on the other hand, would suggest a snow fence: a set of horizontal metal bars bolted to the roof with L-shaped brackets. (The next time you’re walking into a shopping centre, look up: “You often see them mounted above the entrances,” he says.) 

Anything you attach to the roof should ideally be bolted to the rafters underneath. You’ll have to pierce the surface of the roof to install the bolts. No surprise: “This can result in roof leaks,” says Grizenko. “The solution is to use a combination of waterproofing, butyl tape, and UV-resistant caulking. It can be done, and it can work,” he says. But it still may not be “a forever solution.” 

How to deal with a leaky roof

Retrofitting a metal roof with any kind of snow guard or snow fence—whether you build it yourself or buy it—is tricky. The right strategy is going to depend on a number of factors, including the slope of the roof and the type of metal roof. You’re best to get the input of someone well-versed in metal roof attachments, says Ferreira; he recommends the folks at S-5!, a company that specializes in them.

Got a question for Cottage Q&A? Send it to answers@cottagelife.com.

This article was originally published in the Winter 2021 issue of Cottage Life.

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How to thaw a frozen pipe before it bursts

1. Act quickly. Start troubleshooting as soon as you notice a drop or stop in water pressure. A small ice blockage can be quickly thawed, but wait too long and you may have to contend with burst pipes.

2. Turn off the water supply and have a mop and bucket on standby.

3. Turn up the heat. If part of your plumbing is frozen, chances are other areas may be at risk. Turn up your heat tape and heating to prevent anything else from freezing.

Cottage Q&A: Should we heat our empty cottage?

4. Locate the frozen area. Turn faucets on and off along the plumbing line to find the affected area. If you get no water or just a trickle, the pipe leading to that faucet is likely frozen. Frosted pipes are a telltale sign of a frozen section. Invest in an infrared thermometer gun ($30-$100) and take temperature readings along the line until you find the frozen section. (I have also found these devices handy for troubleshooting an overheating engine, monitoring a woodburning stove, and achieving the perfect dough temperature for baking sourdough bread.)

5. Thaw the frozen section by wrapping an electric heating pad around the pipe. Ensure the affected faucet is open to relieve pressure on the system as it thaws. Alternatively, use a portable space heater or a hair dryer. Start at the section nearest the faucet and work your way back, applying heat until full water pressure has returned.

6. If your pipes have already burst or you arrive at the cottage to find the plumbing frozen solid, it’s probably time to call the plumber.

This article was originally published in the Winter 2021 issue of Cottage Life.

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Cottage Life

Cottage Q&A: Should I use vinyl flooring in my unheated cottage?

We are removing the 1960s yellow shag carpeting in our three-season cottage and considering vinyl flooring instead. Which vinyl should we use? We want waterproof. And we want something guaranteed not to shrink or expand.Cathy O’Brien, via email

Go with “floating” (as opposed to glued-down) vinyl planks or tiles, and look for a product designed for cold spaces or temperature fluctuations. One option is SPC (stone plastic composite) vinyl planks, says John Haswell of Quality Red Tag Floors in Edmonton. 

Will it shrink or expand? Yes. But that’s kind of the point. “All floating floors expand and contract,” says Haswell. They’re meant to move without individual pieces buckling, since during installation, you leave an expansion gap around the floor’s perimeter. 

Cottage Q&A: Best shed flooring options

And vinyl floors are, by nature, waterproof, says Shannon Currie, a sales manager with Taylor Carpet One Floor & Home in Huntsville, Ont. Waterproof within reason, in that vinyl can stand up to water falling on top of it as opposed to water seeping through from underneath.

“Vinyl is basically a plastic, to dumb it down a whole lot,” says Currie. “Most vinyl flooring is guaranteed waterproof for up to a certain number of hours.” So, the floor would be fine if, for example, the cat knocked over a glass of water, and it took a day for anyone to notice the spill, she says—assuming, of course, you installed the floor correctly, with a silicone bead around the perimeter to stop any water from getting in that way.

But, c’mon. It’s the cottage. You’re not concerned about water glasses and cats. Three months’ worth of water from a leaking roof in the spring likely would damage the floor. As it would pretty much any floor. But with click-together vinyl planks, it’s often possible to remove wet pieces, dry them out, and reinstall or replace them, says Currie. 

Cottage Q&A: Dealing with buckling laminate flooring

Not sold on vinyl yet? There are plenty of other flooring options available. And all of them will be better than yellow shag carpet.

This article was originally published in the September/October 2022 issue of Cottage Life magazine.

Got a question for Cottage Q&A? Email answers@cottagelife.com.

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Having trouble waking up? Try a sunrise alarm clock

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Fall and winter mean dark mornings that make it hard to wake up. Enter the best invention to ever grace your nightstand: the sunrise alarm clock. You can mimic summer cottage mornings with the soft light and the birds chirping, all with the touch of a button. We can’t promise you’ll jump out of bed whistling, but these sunrise alarm clocks just might make those early winter wake-ups a bit more tolerable.

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7 tips to keep your plumbing from freezing

Getting water to the cottage is only half the battle. Reduce the risk of your indoor plumbing freezing with these tips.

1) Open cupboard doors below your sinks so that warm air can circulate and get to plumbing on the back wall.

2) Open interior doors to promote consistent temperatures throughout the cottage.

3) Seal up holes or cracks around cables and sill plates that allow cold air to blow in.

4) Insulate or install heating cable in sensitive areas (e.g., unheated basement or plumbing that runs on an exterior wall).

5) Have a backup power source. Jeremy Begin, the owner of Cottage Country Plumbing in Bracebridge, Ont., recommends having a generator on hand to power heaters and heating cable in the event of a power outage.

6) Set the heat to at least 13°C when you’re not at the cottage and don’t turn the thermostat down at night.

7) Ask someone to keep an eye on things while you’re away. “Have a property manager, maintenance person, or friend check on your property,” says Begin. Ideally, every couple of days, but at least once a week. He most frequently gets calls about frozen pipes in January, when the temperatures drop to -30°C or -40°C overnight.

This article was originally published in the Winter 2021 issue of Cottage Life magazine.

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Cottage Q&A: Should we heat our empty cottage?

We live permanently at our four-season cottage, a well-insulated Viceroy home with forced-air propane heating and back-up electric baseboard heaters in the basement. We want to go south this winter for six to eight weeks. (I will drain the water from the pipes.) What is the ideal temperature to keep the home at during this period? I was thinking about 8°C to 10°C, but I have heard that this could cause dampness and eventually lead to mould.—Michael Oke, via email

Don Fugler, an independent building researcher in Ottawa, thinks that temperature is reasonable for the length of winter absence you’re describing. “If there’s a ventilation system—even a small bathroom fan that’s designed for continuous usage—running it would be helpful in keeping the interior dry,” he says. He also recommends that you leave interior curtains and blinds open. “They can create micro-environments that may lead to condensation. I like to leave the windows without coverings, and leave all the interior doors open, including the door to the basement.”

Tankless hot water heaters in cold temperatures

This should keep the mould away, assuming your place doesn’t have an existing moisture problem (from, for example, water that’s not being properly diverted away from the cottage or cracks in the foundation). You probably know already if you’ve got a damp basement. Indicators include a musty smell and finding water-damaged belongings. “The inability to store cardboard boxes is a strong sign,” says Fugler.

Okay, so heating the cottage while you’re gone is a good idea. But if you’re going to do that, is draining the pipes in fact necessary? Well, no. “Temperature wise, at anything above zero, pipes are not going to freeze,” says Shawn Groulx of Express Plumbing and Heating in Red Deer, Alta. That said, “it’s still a good practice.”

How to make your three-season plumbing work all winter

If you don’t drain the pipes, he recommends that you shut off the main water valve and open the taps. It’s not only cold temperatures that can mess with your plumbing, says Groulx. A tiny problem could turn into a catastrophic, gushing leak while you’re away. Holy basement dampness!

Got a question for Cottage Q&A? Send it to answers@cottagelife.com.

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Canoeing into the winter gives a new view on the familiar

It is late September and the day is achingly beautiful. The sun is rising, the mist lifting. The wind is down and in my canoe I slide north along the shore. I have no destination except eternity. 

At this hour and this time I am the only boat on the lake, but not the only life. A kingfisher rattles out of the back channel behind the island on which I live. I know the young loon is out there fishing and, through the mist, I can hear the flocks of geese heading south: some to migration, others to termination in the marshes where the hunters wait. Like me, the hunters are up early.

The geese are not the only high flyers. Already jet trails are drawn in the sky and by the end of today they, or others more recent, will still be hanging, ragged but motionless. 

I glide across the mouth of a small bay and head east down a long finger of the lake. There are cottages along the north shore and though most are shut, smoke rises slowly from one chimney. I feather my paddle and go softly. My real hope is to sneak up on a deer at the water’s edge, but I am always happy to slip by some cottagers’ dock and startle them with a “good morning” in this seemingly empty scene. I have no luck today, but once in Haliburton I floated silently up to an early morning fisherman with his back turned and nearly good-morninged him right out of his boat. The joys of canoeing.

Is the canoe the ultimate, ahem, pleasure craft?

There is no fisherperson in this bay—it is far too shallow. The canoe glides over rocks and logs and beer cans and old tires and Styrofoam cups. I know people, concerned and committed, who would fetch up the smaller pieces of garbage and pack them out. For a moment I feel badly that I am not one. 

I paddle almost to the end of the bay in six inches of water and then turn around. The only animals I see are a red squirrel swimming across the bay and mink flowing over a rocky shoreline. As I head out of the bay I take off my gloves. They were necessary an hour ago; the temperature was 40°F . Now the mist is burned off and the sun has real warmth. On the way back I talk to a cottager on the south shore who has watched me approach. Ordinary, meaningless conversation but it fills me with importance, for he is standing on the deck of his cottage drinking coffee and I am kneeling in a cedar-canvas canoe, leaning forward on my paddle across the middle thwart. The joys of canoeing.

This cottager is only up for a long weekend or perhaps, although I don’t ask, for a bit of hunting. He is younger than the cottagers I might see midweek, for most of them are retired—snowbirds who spend six months at the cottage and six months in Florida. As September folds into October I will see fewer and fewer lights along the shore. Indeed, there aren’t many after Thanksgiving.

When I was young, Labour Day marked the end of the cottage year, but Thanksgiving is now the time for pulling out water lines and having that last big cottage meal. Thanksgiving is such a popular time in the Kennisis lakes that in the early 90s, before Hydro beefed up its service, you could count on the power to fail on the weekend when every cottagers put the turkey in the oven at about the same time. 

Not that the weather changes much with the arrival of Thanksgiving. Yes, it gets slightly cooler and there is a risk of frost, but the oaks and maples are still glorious and the sky only a slightly harder blue—precursor of the ice blue of winter. The loon still fishes and the great blue heron stalks slowly along the shore. Small flocks of mergansers run over the water and the birds of winter—chickadees, juncos, nuthatches, woodpeckers—are more noticeable. Red squirrels are manic, darting up the white pines and zooming down with cones clamped like fat cigars in their mouths. But those zoomers of summer, the hummingbirds, have long gone. They left shortly after Labour Day.

The confusing fall warblers have already been through on their migration. They popped in and out of the trees on the island for a couple of days, and I sought them with my binoculars but without much success. Flashes of yellow, flashes of black and white. Easier to see are the butterflies, fluttering through for almost a week, orange and black, and smaller than monarchs. I decide they must be painted ladies. I could be wrong. 

The other sign of the changing season is the wind. It comes from the west and the north, sometimes from both at the same time. It pours down, creating a vicious cross-chop on the lake; not weather for canoeing and a time for caution in any boat. It drives through every crack in my cottage and sometimes ravens through the night. Mindful of the tornadoes of summer, I have arisen several times in the autumn night and sat reading with a candle at the ready, waiting for a tree to fall and the power to fail. Looking out on the black lake, seeing no lights, feeling alone. Indeed, being alone. 

Oh, I know there are several permanent residents three miles to the north and at least one tucked around a corner about half a mile to the east. But that’s half a mile by water and about five miles by road. If I had a road. 

Instead, I have a trail. Because of the wind on the lake, I am no longer heading west to the marina across two miles of open water. Instead, I cross the narrow back channel to the east. I pull my canoe into the bush and follow the trail my daughters and I carved in the forest. This takes me to a spur road, which leads to the main cottage road that runs up the eastern side of this chain of lakes. I don’t look forward to road travel when winter comes. Too many hills, too many corners. Too slippery. 

And by the end of October winter has shown that this year it plans to come early and stay late. The overnight temperature has been around freezing and the days are cooling off. In mid-October I could sit outside in the early afternoon sun. Not so as the month ended. There have been tentative snowfalls, usually gentle. So gentle that I have canoed into them, sliding along the now mostly barren shore. The water is black, the sky is grey, the trees are dark green, and the snow white. Words do not paint a picture. This scene too is beautiful, stark, like a burial under black umbrellas. Necessary and right and sad. 

Now I canoe along the shore and there is no-one to talk to. No cottagers having coffee, no workers fixing decks or docks. No-one fishing, no boats. I hug the shore, for even though the wind is still and the canoe secure, I know the water is cold. I concentrate on what I am doing and I keep my considerable centre of gravity low.

But, ah, the pleasure of the solitary canoe. A couple of neighbours who came up on the weekend kindly invite me to Saturday night dinner at their cottage on a mainland point. Not the best night, rain mixed with snow and the wind rising. They are surprised when I grate onto their waterfront, hauling the canoe onto a thin cushion of snow, and they are somewhat apprehensive at the thought of my return journey. So am I, but I say nothing and eat everything they offer—roast chicken, potatoes, green beans, salad, cheesecake—borrow a few books, thank them, and return into the night. Paddling through a protected channel, aiming for the light in my boathouse. Knowing I have nothing really to worry about. But the night is so dark and the water so black, a drift of snow in the boat. I am anxious to finish the short journey, but at the same time I am thinking that at nine o’clock on a Saturday night in late October, I am likely the only person travelling by canoe in all the Kawartha Highlands. Maybe in all Ontario. The joys of canoeing.

Now we are into November and winter is all but here. For much of the autumn there had been people working, renovating, clearing trees around the lake. I could hear the screech of the circular saw and the reverberation of hammers, but now it is cold. Cold and grey, not pleasant weather. No canoeing for fun. The land is empty.

The month has seven days to run when the reality of winter hits. It is eight in the morning and the temperature is 4°F. Cold. The wind, which roared all night, is down, the mist thick, the water still and black and oily. Viscous. I cross over the spine of the island towards the back channel and the boathouse and stop. Glorious. The trees are covered in spray or frost and shining as the morning sun hits them. The ground is dusted with snow. My eye catches the water in the protected channel by the boathouse; it is still and black but not oily. Frozen. From shore to shore.

How to care for your canoe in the off-season

I go down to the boathouse where the boats are frozen in the water and the knots frozen in the mooring rings. I poke at the ice with the end of a paddle—it bounces off. The ice is surprisingly thick. I step carefully into my old red canoe and rock it free of ice; then I push forward. The canoe slides up onto the ice and sits there. The ice is far too thick to walk on and far too thick to break easily. I take an axe from the boathouse and cut myself a channel, leaning out from the bow of the boat. Not easy. Ah, the joys of canoeing. 

I crouch with my axe in the bow of the red canoe alone in the back channel. The ice is picking up the sunlight, turning from slate grey to silver. Snow lies on the ground, the sky is blue, and the green pines and hemlock are tipped with silver turning to gold. 

At this time I am likely the only person in the Kawartha Highlands, perhaps in all of Ontario, cutting his way through the ice. Winter has come to cottage country and it is most truly a beautiful day.

This essay was published as “Same old lake, fresh new season” in theWinter 2020 issue of Cottage Life.

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How to make your three-season plumbing work all winter

Our 800 sq. ft. log-and-frame cabin two hours outside of Whitehorse was never designed to be lived in from November to March. In our first winter, plummeting temperatures and frozen pipes regularly set us scrambling for every space heater, hair dryer, and heating blanket we could get our hands on. On -30°C mornings, I opened the kitchen faucet with trepidation. Would there be water? Showers? Coffee? The rest of the day hung in the balance.

We’re hardly alone in our struggles with fair-weather plumbing. A growing number of cottagers are embracing the colder months. Some are attempting to stretch their three-season water systems into four. Others, conceding to Mother Nature, are taking a rustic and more old-fashioned approach (e.g., drilling a hole in the ice or melting snow).

Choosing the best option for you comes down to budget, how often you visit the cottage, the conveniences you want while you’re there, and how literally you care to interpret the Zen proverb “chop wood, carry water.”

The four-season system

If your ice-auguring days are behind you and you don’t mind paying to keep the cottage heated all winter, upgrading to a four-season system may be well worth the investment—especially if you’re planning to retire to the cottage, or live there part- or full-time (as we did).

The goal is to freeze-proof each stage of the water’s journey, from intake to kitchen sink to septic tank. Simple though this may sound, there are many factors to account for, including the distance from the water source to the cottage, the soil depth, and whether you’re retrofitting or installing new pipe. Your best bet is to contact an expert early on, before you make any decisions.

How to repair heating cable

My husband and I found that out the hard way, purchasing an off-the-shelf heating cable kit at the hardware store. He spent hours crawling around in a dusty crawl space, running it along a pipe through several floor joists. Had we bought a different style of heating cable, we could have saved ourselves hours of installation time.

A company that specializes in winter-proof systems should be able to help you think through the overall design and navigate the vast array of application-specific products.

Protect your intake

Choose a location in the lake where your water intake will sit below the ice and won’t freeze. On most lakes in southern and central Ontario, this means 1.5–2 meters below the water level and 30 cm above the lake bottom to avoid sediment. If you’re new to an area, ask your neighbours about the typical ice thickness on your lake.

Don’t use a concrete block to weigh down the pipe. “Blocks can be sharp and chafe the pipe,” said Lorne Heise, the founder and CEO of Heat-Line, a company that specializes in freeze-protection systems. Alternative plumber-approved options include a shore or lake-bottom rock, or concrete, pre-set in a form. You can protect the pipe—from wave action and ice floes, for example—by running it inside a sacrificial conduit (i.e., a pipe with a larger diameter).

Cottage Q&A: How can we prevent our water supply from freezing?

Time to dig in

“Atmosphere is the harshest environment,” says Heise. “It can go to 40 below with wind chill.” Your first line of defense is to run pipe below the frost line. Usually, this means burying the pipe (1.3-2 metres deep in central and southern Ontario). While material costs may be as cheap as dirt, you’ll likely have to rent an excavator to the tune of at least $250 per day.

Turn up the heat

If you can’t dig below the frost line, you can use heating cable to keep your water and sewage lines ice-free. Self-regulating heating cable emits heat along its length and can automatically adjust its output to compensate for differing temperatures along the pipe.

For those retrofitting an existing system, in-pipe heating cable can be run inside a water pipe. “You can, in some cases, push them in 100 to 150 feet,” says Heise. While pricing varies, 100 feet of potable in-pipe cable with a thermostat can cost up to $2,300 in materials (plus separate installation costs—this varies).

On-pipe heating cable is attached to the outside of the pipe and costs half as much as in-pipe systems. It’s not immersed in water and doesn’t have to meet potability standards. So, there’s a cash savings: 100-feet of on-line heat tape with a thermostat would cost approximately $1,300. While less expensive, it’s not a great option for retrofitting underground lines (as you would have to dig them up in order to install the heating cable on the pipe). Yes, using any kind of heating cable will increase your power bill. However, you can reduce its energy usage by insulating the pipe (more on that below).

It’s possible to find further efficiency by putting the cable on a thermostat or timer. A self-regulating heating cable can adjust its temperature but not turn itself off completely and is therefore always consuming power while turned on. A thermostat or timer can turn the product on and off while maintaining pipe temperature; one hundred feet of properly installed and insulated heating cable could add less than $50 (at 14 cents per KWH) to your winter monthly bills.

15 cottage repairs to make before winter sets in

Insulate

Insulation is a powerful ally in your battle against the elements. “The minute we insulate the pipes, the efficiency of our heating cable is up to 80 per cent better,” says Heise. Above ground, Heise often recommends self-sealing closed-cell polyethylene foam sleeves, also known as insulated wrap, with a minimum ¾” wall. “They just look like a pool noodle that kids play with,” he says, “except that they’re black and they’ve got a bore in them.” They can be found at hardware stores or online in 6-foot lengths. To help protect the works from nibbling critters and errant off-roaders, one option is to slide the pipe and insulation into a 10-cm corrugated poly drain pipe.

In the ground, you can add insulation to the above-mentioned assembly by cutting blocks of closed-cell extruded polystyrene insulation and laying them on the top and sides of the drainpipe. Not all heating cable systems can be insulated, says Heise—something to keep in mind when you’re shopping around for heating cable options.

Can’t bury the line? Limited power? Use gravity

The options above might be impractical for a cottage that’s on rocky ground (where it’s impossible to bury line) or off-grid (with limited means to power long runs of heating cable). An alternative is to use a drain-back system, which relies on gravity to drain the supply line before water can freeze in it.

Drain-back systems use a submersible pump to push water up to the cottage. Once the indoor pressure tank is full, the pump shuts off and the supply line drains back to the lake, well, or river. While simple in theory, improvised DIY versions often run into issues with air shooting through the faucets or back-spinning the pump (which risks motor damage).

In the mid-1990s, cottager Adam Soszka ironed out these wrinkles and perfected a self-draining system at his family cottage on Fairholme Lake, Ont. He went on to build a successful business around it. “We have a patented valve assembly which my father invented,” says Mark Soszka, Adam’s son and the owner of Cottage Water Supply. “The valve facilitates draining the line down to the lake without back-spinning the pump, and with a good amount of speed.” The Cottage Water Supply system also includes an inline check valve in front of the water tank to maintain water pressure inside the building and an air release valve that automatically allows air in and out of the system. “A proper system should not get any air in your plumbing,” says Soszka.

Cottage Water Supply, one of the few companies that specializes in these systems, sells DIY drain-back packages in the range of $3,500-$5,000 (including the pump, pressure tank, pipe, heating cable, and various fittings).

Over time, we’ve learned our home’s ice-forming idiosyncrasies, sourced out her cold spots, and added insulation and heating cable. In our view, it’s been well worth the time and money. Rather than waking up panicked on frosty mornings, we take a shower, brew a coffee, and welcome the crystalline air and blue skies that come with a cold snap.

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Are there cons to winterizing the cottage?

Q: “Last year I winterized my cottage—which was a big job but seemed sensible at the time. Then winter rolled around, and I only went up for one weekend. I feel like I’ve just wasted a whole bunch of money on something I won’t use. Was I wrong to winterize? Everyone said it was the best way to go.”

A: I know it’s hard for many people to imagine, but there once was a period in history when having a year-round cottage with all the mod cons of home was the exception, not the rule. Back then, cottages were mostly for warm weather use, and in the fall—usually on Thanksgiving weekend—the pump got drained, and shutters were hung for another long winter. That, of course, was ancient history. Today, it seems like seasonal cottagers are pretty much a minority. 

Usually, when cottagers take the year-round leap, it’s because they are true winter lovers who want to get as much enjoyment out of the place as humanly possible. You know, skiing, snowshoeing, fishing through the ice. Wineskins and raclette. That sort of thing. These folks come up every weekend and even do family holidays at the lake. For others, their primary motivation is to one day move to the lake and live there year round, a transition that many retirees attempt with varied levels of success. In both scenarios there is a degree of passion and careful planning involved, neither of which I’m seeing in your situation. Even considering factors like bad weather, hockey tournaments, dance classes, and doctor’s appointments, if you only managed to visit your newly upgraded cottage-home for just one weekend all winter then it might be time to admit that year-round cottaging is just not your bag.

From the sound of it, you have been railroaded into this expensive action by an outside influence. Did a real estate agent offer you some advice about “resale,” perchance? They often use the word like a whip. That’s why so many people have multiple unused guest bedrooms, tempered glass deck railings, and sprawling acreages of “one-floor living.” Or were you perhaps swayed by a close friend or relative who loves to spend time at your cottage? You know, the lump who is there every weekend but doesn’t contribute a single red cent toward upkeep, maintenance, or an expensive renovation? Alternatively, God forbid, have you been talking to your lake neighbours? This can be dangerous. You might get solid advice about February living. Or you might be seen as a source of companionship for the retired marketing executive next door who has gone batty from the romantic solitude of full-time winter at the cottage. Misery loves company. 

Special considerations for insuring winterized cottages

I don’t want to play Debbie Downer here, but while you may have just flushed away a large bowl of money doing your renovation, there is another loud sucking sound that has yet to come your way. Because you’ll want to keep the heat on so the pipes don’t freeze. You’ll also need to hire a friendly plow truck lady to keep your lane clear for the fire department. The more it snows, the more you pay. And be prepared: your taxes may go up. So while you sit at home not using your cottage, it is gorging itself on vast amounts of your money like a beautiful, fully insulated deer tick. 

What’s more, Murphy’s Law dictates that because you made a specific effort to fortify your cottage against winter perils, something bad and expensive will surely happen in the first few years. Like a ruffed grouse going kamikaze through the picture window in the great room. Or a family of flying squirrels occupying the guest bedroom. Maybe the backup generator won’t run. Or maybe the backup generator won’t stop, gobbling up all the propane so the furnace can’t fire and the pipes freeze solid. Which means indoor flooding come spring. Thinking about this stuff can cause worry and stress, stress that you didn’t know that you’d feel until you winterized. Did you remember to close the window in the upstairs bathroom after your last visit? Sure, lots of people with year-round access use their cottages as regularly as possible in the winter. But there are a whole bunch more I only see once or twice, who are just coming up “to check on the place” to ease their nerves.

4 ways a cottager keeps the spirit alive after closing up

But there is hope for you yet, and the solution is simple. Go to your cottage and start using it—not just in the winter, but also in the most inhospitable bits of time in spring and fall. The place is all set up for you to enjoy, after all. The only way you can know if year-rounding is right for you is to work at it a bit. And apart from actually getting better value for your cottage dollar, you might learn how great it feels to be up on the lake when conditions are less than perfect. (Or, flip side, you might discover how much you hate it.) I love the off-seasons because there are fewer other cottagers around. Which is great if you enjoy silence and solitude, but not so good if you need constant company and stimulation. Will you feel isolated? I can’t really say, but you could always hang out with your neighbour, the lonely executive, and play some two-handed euchre. Just give it a try.

Winter activities for your whole family

But let’s say your winterized experiment is an abject failure because of some small detail. Like the fact that you hate cold weather. Fear not. Because if those realtors are right, hordes of buyers will fight for a chance to buy your cozy and convenient cottage, open for business 365 days a year. Which would be a perfect opportunity for you to become an old-school cottager with a strictly seasonal hacienda. When autumn comes around, you can drain the plumbing and board the place up. Remember to flip the main breaker and suspend your phone service till next year. Come winter, rather than worry, you can have happy dreams about the place. Home to summer fun and only one big turkey dinner.

This article was originally published in the Winter 2019 issue of Cottage Life magazine.

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Cottage Life

Cottage Q&A: Tankless water heaters in cold temperatures

We need to replace the hot water tank at our cottage near Burk’s Falls, Ont. We are interested in tankless-style water heaters, but we wonder if they will get the water warm enough. We use the cottage mostly in spring, summer, and fall, but do make one or two trips there in winter. Our heat is electric, and we are not interested in installing propane. Will the tankless models perform well this far north?—Sue Tereschyn, Middle Doe Lake, Ont.

Our sources say no. That sounds like we asked a Magic 8 Ball, but we asked real people.  

“Burk’s Falls is cold,” says Paddy Wright-Harris, the business development manager at Muskoka’s Harris Plumbing. “The incoming water temperature—depending on the source—will be super cold,” she says. “The unit may not be able to reach 120 degrees output.”

Matt Girard, the owner of M&J Plumbing in Peterborough, Ont., says that in rural areas, it’s often the water quality that’s the bigger issue—and that could be a problem year-round. 

Tankless heaters can be fussy: hard water, sediment, iron, or anything else in the lake or well has the potential to clog and damage the tubing inside the unit. So this could mean installing a water softener and/or a filtration system if you don’t already have them. Ka-ching.

Plus, says Devin Klatt, a plumber with Harris Plumbing, not all cottages are going to be wired for a tankless heater. “Some units require three separate, dedicated 50-amp breakers and a main service panel of at least 300 amps,” he says. It’s possible your cottage has all this juice, but we suspect not. (Even most average homes only have a total capacity of 200 amps, says Klatt.) So you’d need to make some electrical upgrades. Ka-ching.

We don’t want to knock electric, tankless hot water heaters. They have a lot of pros. And drained and properly winterized, they can survive the winter just fine. Baby them, and they can last up to 25 years. But if not, the repairs or replacement parts can be costly, says Klatt. So, yeah. Ka-ching.

Happily, new electric hot water heaters come in space-saving designs, they’re better at keeping water hot, and they’re more energy efficient. Shop around. Look for a model with a long warranty and have it serviced regularly, says Wright-Harris. “That would be a safer bet, and our professional recommendation.”

This article was originally published in the Winter 2021 issue of Cottage Life magazine.

Got a question for Cottage Q&A? Send it to answers@cottagelife.com.